Features: Budget, Track Expenses & Save Money
- Smart expense tracking with automatic categorization
- 4 Pillars budgeting method — better than 50/30/20
- AI financial advisor with personalized money-saving tips
- Savings goals with visual progress tracking
- Financial health score (0-100)
- Gamification with achievements, streaks and levels
- Debt payoff planner: Snowball vs Avalanche calculator
- Free financial calculators — no sign-up required
- Bilingual: English and Spanish
DineroClaro vs Mint vs YNAB
Mint shut down in 2024 and YNAB costs $14.99 per month. DineroClaro offers budgeting, expense tracking, savings goals, an AI advisor and debt planning in one free app.
Free Financial Calculators
Use free calculators for budgeting, debt payoff, emergency funds, compound interest and credit score estimation with no sign-up required.