Last updated: June 15, 2026
Financial content influences real decisions: savings, debt payoff, family budgets. This policy describes how the Dinero Claro Editorial Team produces and maintains every article, guide, and comparison published on this site.
1. Who we are
Editorial content at Dinero Claro is produced by the Dinero Claro Editorial Team, an internal group responsible for research, writing, and fact-checking. We operate as a collective editorial entity and byline articles as "Dinero Claro Editorial Team" rather than attributing them to individual people. This honestly reflects the collaborative process and avoids fake or synthetic identities.
2. Editorial mission
Help Hispanic and bilingual families in the United States make better financial decisions through clear, actionable, jargon-free content. Every article should answer a specific reader question and end with a next step they can apply in under 10 minutes.
3. Production process
(a) Topic selection based on real user questions, clear-intent searches, and gaps detected in existing coverage. (b) Research with primary sources: official product documentation, FRED data (Federal Reserve), Bureau of Labor Statistics, CFPB, IRS, and public industry reports. (c) Writing following our Style Guide: friendly voice, second person ("you"), concrete numerical examples, and a financial disclaimer where the topic requires it. (d) Internal review: factual accuracy, clarity, linguistic accessibility (8th-grade reading level), and verification of pricing or percentage figures. (e) Publication with schema.org metadata: Article, FAQPage when applicable, and datePublished/dateModified fields surfaced in both the HTML and the visible byline bar.
4. Accuracy standards
Every figure (competitor pricing, average rates, demographic statistics) carries a verifiable primary source at the time of publication. If a figure becomes unavailable, we mark the article with a last-verified date and replace it with the closest current source.
5. Update frequency
Articles sensitive to pricing or regulatory changes (app comparisons, IRS rules, Federal Reserve rates): review at least every 6 months. Evergreen articles (money psychology, budgeting basics): annual review. The "Last updated" date visible in each article reflects an actual review, not an automated redeploy.
6. Editorial independence and conflicts of interest
No advertiser, business partner, or sponsor can influence editorial content, alter the conclusions of a comparison, or veto the mention of a product. Editorial decisions are the exclusive responsibility of the Editorial Team. For details on advertising and affiliate links, see /advertising-disclosure and /affiliate-disclosure.
7. Use of artificial intelligence
We may use generative AI tools to assist with initial drafts, headline variants, ESEN translation, and grammar checks. However, no article is published without substantive human review and editing by the Editorial Team. Factual coverage never depends exclusively on AI: figures, product comparisons, and citations are manually verified against primary sources.
8. Corrections policy
If we discover — or you notify us of — a factual error, a misattributed quote, or outdated information, we correct it as soon as possible. Material changes are reflected in the "Last updated" date and, where appropriate, a visible note at the bottom of the article describes what was corrected and when. Minor typographical errors are corrected without a note.
9. Difference between educational content and advice
Dinero Claro publishes educational personal finance content. We do not provide personalized financial, tax, legal, or investment advice. Every article that touches YMYL (Your Money or Your Life) topics includes a disclaimer reminding readers to consult a licensed professional before making important financial decisions.
10. Editorial contact
To suggest a topic, report an error, request a correction, or exercise a right of reply: contact@dineroclaro.app with the subject "Editorial".